U.S. House Report on Competition in Digital Markets Focuses on Big Tech Dominance and Need for Antitrust Reform
The EU has published a proposal for the MiCA Regulation
What does this mean for you?
Exploring DORA - The EU's proposed digital operational resilience framework for financial services
Treasury ransomware advisories warn companies to consider collateral legal risks in payments
Weekly Global Fintech Round-up
Summary of fintech regulatory developments plus recent Clifford Chance fintech publications & upcoming events
AMF sets out its requirements for digital asset service providers registration or licence
Agreement in principle for the Japan-UK trade deal – a focus on tech and the digital economy
Liability of e-commerce platforms in France
Dutch registration regime for crypto service providers
Implementation of AMLD5 brings crypto service providers under the supervision of the Dutch Central Bank
ACPR and New York DFS partner together to promote international FinTech cooperation
Online contracting and e-commerce under Hong Kong law
Q&A Legal analysis of the current legal framework
Commercial real estate transaction process survey
A survey by Clifford Chance and Concrete VC
U.S. Legal Framework Supporting the Validity of Electronic Signatures
Overview & Advice
AMF and ACPR/Banque de France respond to EU crypto-assets markets consultation
The UK Is Changing The Internet, But Will It Break It?
The UK Online Harms Paper Response
AMF publishes its legal analysis on the application of financial regulations to security tokens
Google's Gmail does not constitute an "electronic communications service"
Tech Developments in APAC: Review and 2020 Outlook - Cryptoassets
Risk & Regulation
Banque de France is calling for applications to experiment with a new programme on a central bank digital currency
Worldwide taxation: the OECD plans for a digital tax solution
Does this mean a real chance of retaliatory taxes or even a trade war?
FTC Unanimously Votes For Broad Review of Prior Acquisitions in Digital Markets
More clarity on Japan's crypto-assets, initial coin offerings, and security token offerings regulations
Stolen Bitcoin frozen as court finds that Bitcoin is property
Ransomware hackers told to let it go
5MLD for crypto assets – The scope of UK gold-plating
New regulation 14A of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017
Japan FSA releases draft ordinances to implement new regulation of initial coin offerings and securities token offerings
Crypto exchange providers and 'custodian wallet providers' become subject to the UK money laundering laws
Telecoms / IT
Proposed Rule to create national security review for acquisitions in US ICTS sector
Do we now have crypto certainty under English law?
Legal statement expected to be influential
The ACCC sets pulses racing on Killer Acquisitions
How Google's proposed aquisition of Fitbit has put the focus on anti-trust regulators
Revision Bill to introduce anti-money laundering requirements on cryptoassets moves ahead at National Assembly
Korea moves bill on cryptoassets
Overview of regulation of cryptocurrencies in the czech republic
Electronic money? intangible assets?
Just a click away - Australian Competition & Consumer Commission takes on Google
Exploring the challenges and opportunities
Czech government agency issues security advice for social media
Protecting your brand
To be, or not to be, a Hong Kong SFC licensed virtual asset trading platform
The Virtual Currency Regulation Review:2nd Edition
Crypto assets and the UK regulatory framework
A vision for the future of the UK financial system: the van Steenis report
Updated 13 Nov 2019
First piece of russian crypto legislation becomes effective
Digital rights now assets
Syndicated Loans: can you sign electronically?
Law Commission provides a summary of the current law
Is Romania set to become CEE's fintech hub?
At first glance no; but take a closer look
Payments industry trends in a hyperconnected world
We identify some key trends that are emerging as digital supplants physical cash
Facebook's Libra - the Financial Crime Risks
Aiding the unbanked or criminals
Italian court rules that cryptocurrency is "property" and a "means of payment"
The BitGrail case
Stablecoins: A snapshot of global regulation
What are the regulatory questions and other challenges that need to be considered?
Busting Bitcoin's anonymity
The implications for financial institutions
The Uk government technology innovation strategy
The challenges ahead
France will block Libra in Europe
French finance minister Mr Bruno Le Maire said that France will block the development of Libra in Europe as it currently stands
A Guide Through the Common Features of Digital Asset Generating Events
New developments in the area of distributed ledger technology
China, Tech and the need for global standards
Regulating cryptocurrency related businesses in the Netherlands
May we see your 'licence' please?
Regulator suggests 'light touch' to encourage fibre investment
The German Federal Network Agency shares their vision for the future
Cannabis-Based Vaping and Smoking Products: setting a budding industry ablaze
The law in the UK
Libra: Legal implications for Libra in France
Facebook's cryptocurrency's success prospects in France
Big Data and the Obsolescence of Consumer Credit Reports
Managing your financial identity in the modern world
Bringing human smarts to artificial intelligence
A reminder of the risk of bias
Facebook's Libra currency – will unexpected tax complications scare off users?
A truly taxing problem
Crypto exchanges have 12 months to implement FATF anti-money laundering standards
5G infrastructure rollout
A brief comparison between UK and US approaches to regulation
From privacy to premiums: the rise of cyber risk insurance
No longer a superfluous add-on
Industry sceptical about how "travel rule" recommendation will apply to crypto
12 months to implement new FATF AML standards
New regulation of Initial Coin Offerings (ICOs) in Japan
Stricter disclosure and licensing requirements set to be imposed on ICOs
The digital future of syndicated loans
Loans & Tech: Now and the future
A Global Approach Towards Private Crypto-Asset Reg?
Will the new FSB Directory prompt a forward-looking discussion.
Cybersecurity and Data Privacy at heart of latest OCIE risk alert
Alert highlights key regulation S-P requirements for SEC registered entities
Security tokens hold potential to be a next evolution of global financial markets. Clifford Chance discusses the security token industry with Security Token Academy.
Facebook found liable for links to YouTube videos infringing copyright and right to reputation
Russian tax authorities clarify application of VAT to B2B supplies of e-services
Following concerns raised by Russian businesses
The US-China "trade war"
Liberalisation of China's technology transfer rules
The Netherlands introduce a draft act on undesired control in telecommunications
German government publishes key issues paper
for the regulation of digital securities & issuance of utility-tokens
FinCEN cautions financial institutions on North Korea and Iran
As well as other jurisdictions exhibiting strategic AML and terrorist financing deficiencies
Crypto Considerations for Fund Managers
Private funds investing in digital assets have exploded in popularity—but pose unique legal risks
Brian Harley talks Smart Contracts in insurance
viable commercial implementation on the horizon
Predictions for Tech Litigation in 2019
from Kate Scott, Senior Associate and Tech Group member
Technology predictions from the experts at Singapore Fintech Festival 2018
Banking platforms, AI, Blockchain and more
Tech Trends 2019
Insights from our Americas Tech Group – Megan Gordon - 'Banking the unbanked' and States leading on privacy
What is unacceptable offline should be unacceptable online
Should the web be regulated?
A Q&A with member firms of the R3 Legal Center of Excellence
…on legal issues and applicable laws to consider when setting up a tokenized cash issuer
Singapore Parliament passes payment services bill
Streamlining the existing legislative framework for payment system
Is Fintech Really Spurring Competition?
Spanish Competition Authority Report on Fintech's Effect on Competition in the Financial Sector
Cryptoasset enforcement – Where are we at the end of 2018?
What to expect in 2019?
FinCEN and Federal Banking Agencies Issue Joint Statement
Encouraging FinTech Sandboxes for AML Compliance
Talking Tech: Real Assets thought leadership
A series of expert interviews by Clifford Chance
A patchwork quilt
Financial Action Task Force addresses money-laundering in the cryptocurrency space
Navigating the Intersection of Tech and Law
Several of Clifford Chance's U.S. partners and associates discuss some recent tech issues.
The direction of Facebook and other social media platforms under increased regulatory scrutiny
Are Your Tokens Outside US Securities Law Jurisdiction?
Important Extraterritoriality Decision Handed Down by US District Court
UK Treasury Report on Digital Currencies
A call to regulate the 'Wild West' of crypto-assets
Missing the target?
The surprising scope of the proposed new EU digital services tax
Intermediaries facing tightened enforcement activities as well as new opportunities in Singapore
Treasury report says space is ripe for emerging tech such as P2P payments and digital wallets
A Guide to Technology Disputes in Asia Pacific
Trump Uses CFIUS To Bar Chinese-Backed Firm From Acquiring U.S. Microchip Maker
US Treasury Issues Report Regarding Nonbank Financials, Fintech, and Innovation
– Residential Mortgage Lending
Net neutrality rules
Dutch prohibition on zero-rating deemed invalid
Disclosure: Technology assisted review and the courts
Where are we now?
Treasury Issues Report Regarding Nonbank Financials, Fintech, and Innovation
– Marketplace Lending Summary
EBA Reports on the impact of fintech on incumbent credit institutions
Business models and prudential risks and opportunities arising for institutions from fintech
Fintech Trends 2018
Cryptocurrencies will explode (one way or another)
View from Davos:
Technology will it unite or divide us? Highlights from a debate we hosted in Davos.
How do we make smarter decisions?
Paul Greenwood discusses artificial vs. augmented intelligence
EC’s Digital Single Market strategy – recent developments
AVMSD, e-commerce and online platforms.
Virtual reality and its impact on real estate transactions
Cryptocurrencies and ICOs
FCA issues bank guidance on how to handle financial crime risks posed by cryptoassets
Mexico Passes Groundbreaking Fintech Act
Congress passed the Financial Institutions Act
What Lessons Can Token Issuers Learn From Recent Federal / State Securities Enforcement Activity?
Mobile apps in China
New rules bring stricter regulation and enhanced user protection
More than a token risk
ICO trading platforms and promoters in SEC crosshairs
SEC & CFTC Heads Testify Before the Senate Banking Committee
Views differ on Bitcoin and Initial Coin Offerings
ACCC's agreement with Booking.com and Expedia - an expedient solution
Virtual currencies with real implications
FINCEN's first enforcement action against a foreign located money services business
Energy Storage features in Call for Evidence on "smart" energy system
Stay on top of the latest energy markets legal and regulatory developments with our email updates.
The Robo Cop of Robo-Advice
AFS licensees now designing algorithms as a means to providing financial digital advice
ALERTER: Comms & Media
Alerter: Communications & Media sends you concise email digests of 'must know' legislative and regulatory developments within Europe and beyond.
Building castles in Fintech sandboxes
Australia and Singapore to co-operate with potential for Hong Kong